VA loans
Understand the VA home loan benefit.
An overview for eligible service members, veterans and other qualifying borrowers.
What is a VA-backed mortgage?
A VA-backed home loan is made by a private lender and supported by a guaranty from the U.S. Department of Veterans Affairs for eligible borrowers.
Eligibility comes first
Eligibility depends on current VA rules and service requirements. Lenders still evaluate credit, income, property and other underwriting factors.
Funding fee and other costs
Some borrowers pay a VA funding fee, while exemptions may apply. Other closing costs can still apply.
Verify current VA eligibility and program rules with the U.S. Department of Veterans Affairs or a VA-approved lender. US Mortgage Finder is not affiliated with VA.